Decentralised Finance, or DeFi, is one of the fastest growing industries in blockchain and cryptocurrency right now. DeFi, in its essence, is the ability to exchange units of value directly between one another, without relying on a centralised intermediary. DeFi allows this decentralized exchange with the use of smart contracts. A smart contract is a type of digital contract that is automated by a computer program. Unlike traditional contracts, smart contracts do not require an intermediary to oversee the execution of the contract. The underlying computer code of the contract is programmed so that when certain conditions are met, the contract executes automatically. Through the use of smart contracts, DeFi is unlocking an entirely new way for people to directly exchange value.

DeFi staking is the process where coins are locked up within a smart contract and percentage yields are given in return. Staking allows cryptocurrency holders to gain passive incomes from their investment in crypto. Many cryptocurrency investors are looking to further their revenue streams and many view staking as a safer alternative to trading cryptocurrency. In addition, staking is required in order to participate in some areas of DeFi. By leveraging the power of smart contracts, cryptocurrency-based lending and borrowing ecosystems are enabled.

DeFi opens up a new way for people to lend assets-to and borrow assets-from one another. In traditional finance, lending is typically done through a centralized entity such as a bank. Borrowers have few options for other avenues of financing. However, with DeFi, lenders and borrowers can directly transact with one another, eliminating the need for a centralized financial institution. By using smart contracts, lenders can lock the funds they wish to loan out, and get a percentage yield for lending. Borrowers can request and get matched with loans from these smart contracts.

DeFi pooling is the process of locking tokens into a smart contract in order to make a pool of assets for liquidity. Liquidity pools are used to facilitate token swapping through Decentralized Exchanges (DEXs), DeFi lending and borrowing, and more. Adding tokens to a liquidity pool generates a percentage yield. The liquidity pools are used to fund and collateralise these decentralised exchanges and lending of tokens. Liquidity pools are the basis of how many DeFi platforms work.

iNf4mation’s Unique Customer View (iUCV) is a unique portal for customer data. On one side, the iUCV allows end-users to be in full control of their sensitive Personally Identifiable Information (PII). On the other side, the iUCV allows businesses to see only the specific data that the customers share with the businesses. The iUCV maintains data compliance by only giving businesses access to the data that the customers themselves declare.

The iNf4 token is the utility token that powers the iNf4mation platform. iNf4 tokens are used to facilitate the unique functionality of the iNf4mation platform. Whilst the iNf4 token is the only means of value transfer between parties on the iNf4mation platform, the iNf4 token can be converted to-and-from any other cryptocurrency or fiat currency. The iNf4 token was initially developed as an ERC-20 token, but a strategic decision was made to migrate to the BSC Network to simplify the Token Generation Event (TGE) and usage of the token as a means of payment from the launch.

The renowned external technology auditor Kishan Patel has conducted a mathematically complete audit in order to verify the security and integrity of the iNf4mation codebase. By conducting a thorough review, Kishan concluded in his independent report that “these [iNf4mation] smart contracts pass the security qualification to be listed on digital asset exchanges”.

The maximum supply of iNf4 utility tokens is capped at 10 billion. 20% of the supply of iNf4, or 2 billion tokens, is the iNf4mation team's reserve and has been fully locked. 30% of the supply of iNf4, or 3 billion tokens, are reserved for the foundation pool. 50% of the supply, or 5 billion tokens, is reserved for the investor's pool, which is dedicated to investors and used for token sales in tiers. The iNf4mation team's 20% of the token supply will be locked into an irrevocable and audited smart-contract address.